Canada’s most accessible loans
Alberta
Things happen in life and sometimes you need extra money for unexpected expenses. What do you do? Borrow from family? That can be complicated. Apply for a line of credit? But that can take too long. You need a solution now. A post-dated check? That can be tricky. How about a cleaner, faster, easier solution than any of those options?
We offer you a payday loan that can be approved in just minutes. And once approved, just 5 minutes after signing your contract we’ll have your money e-transferred into your bank account.
So, if you need the car or computer repaired, emergency dental work or last-minute tuition fees, our payday loans can do the trick. Check out our cash advance or more flexible payment plan. Either is an affordable solution, that’s quick and easy, when the unexpected expenses arise.
Our Reach Please note that our services extend far beyond the cities mentioned. We proudly serve all of Alberta.
Apply for a short-term loan from the comfort of your home. Our assessment process helps determine your eligibility based on your financial situation. Licensed and regulated lending services.
Completely confidential and secure, guaranteed! We use the same high security standards like the banks.
Our support staff. Always ready and available to answer any questions that you may have to ensure you get the loan you need.
Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.
Your interest fee is unchanged, whether it’s better for you to pay in 1, 2 or 3 equal repayments.
Our lending process has no hidden fees. What you see is what you get. That’s our promise as fully compliant licensed lenders under provincial law and regulation.
Quick application process with same-day decisions. You'll receive your loan terms and repayment schedule of 1, 2 or 3 installments based on your needs.
Borrow up to $1,500 from a licensed and regulated lender. Simple online application with flexible repayment options. Same-day e-transfer available.
Short-term loans are high-cost loans. Loan amounts depend on net pay and other qualifying
requirements. Repayment terms: 62-180 days.
Example: A $500 loan over 90 days at 32% APR would cost $39.45 in interest, with total repayment of $539.45.
British Columbia Residents: The maximum fee allowed for a short-term loan in BC is 14% of the
principal. We charge $14 per $100 borrowed. For example, a $300 loan over 62
days has a total borrowing cost of $42, requiring repayment of $342, with an
APR of 82.45%
Manitoba Residents: The maximum allowable charge is 14% of the principal. We charge
$14 per $100 loaned. Example: A $300 loan for 62 days costs $42 to borrow, with
total repayment of $342 and an APR of 82.45%. Contact Manitoba Consumer Protection
Office at 1-204-945-3800 or visit gov.mb.ca/cp/cpo.
Nova Scotia Residents: Cost of borrowing is $14.00 per $100 on a $300 loan for 62
days (82.45% APR).
Ontario Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per
$100. A $500 loan for 90 days costs $70 to borrow, with total repayment of
$570 and an APR of 56.89%.
Saskatchewan Residents: Maximum cost is $14 per $100 borrowed. We charge $14 per
$100. A $300 loan for 62 days costs $42 to borrow, with total repayment of
$342 and an APR of 82.45%.
Borrowed Amount | Period | Monthly Interest | Total Interest | Total Payback Amount | APR |
---|---|---|---|---|---|
$10,000 | 3 months | $291.67 | $875.00 | $10,873.00 | 35% |
$20,000 | 3 months | $500.00 | $1,500.00 | $21,500.00 | 30% |
$50,000 | 6 months | $1,041.67 | $6,250.00 | $56,246.00 | 25% |
$100,000 | 6 months | $1,666.67 | $10,000.00 | $110,000.00 | 20% |