THE SHORT TERM HASSLE-FREE LOAN
The funds you need when you need them.
Why Choose My Online Cash
That alternative to the old payday loan that you’ve been waiting for
At My Online Cash, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation to ensure whichever of our repayment plans you choose, we can keep your rate as low as possible. Whether you’re borrowing $100 or $1500, repaying in a single payment or 2 or 3 installments, our advanced algorithm is working out the best rate for your situation.
If you’re worried that your credit score may prevent you from having access to our great short-term loans, don’t tie yourself in knots over that. A credit score is a result of what happened back some time in the past. This is now and if you can repay a loan today why shouldn’t you have the opportunity to deal with the unexpected financial challenges that we all have to cope with from time to time? That’s why we look at the big picture of your financial situation.
Our repayment options help you find a solution to your financial challenges that will help keep those rates down. Have a closer look and you’ll be pleasantly surprised at how competitive our rates are.
People are surprised to discover that often our rates actually beat out what they’d pay one of the major credit cards. You can have access to the funds to make your financial life more pleasant, without excessive fees, as long as you meet the repayment plan you choose in your loan agreement.
1.
Apply immediately
Getting a loan has never been easier – or faster. We’ll need some personal background info, then just choose your loan amount and repayment plan. Then you’re good to go.
2.
Know immediately
There’s no fuss in the process. You’ll be immediately informed if you qualify. All that is left is to sign your electronic contract.
3.
Receive money
Any time, day or night, your loan will be e-transferred to you in just 5 minutes!
Our eligibly requirements are basic.
My Online Cash The hassle-free loan option.
Required
- Are a Canadian citizen or Perminate Resident.
- Live in a province where we do business.
- Are 19 years of age or more.
- Received the same income source for at least 3 months.
- Have at least a monthly net income of $800.
- Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
- Have valid email and home address, and a mobile phone.
Can I be approved quickly?
Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.
Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.
Is there a borrowing limit?
Currently we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.
How Much Income do I Need?
Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, ODSP benefits and pensions, among others. Include such income sources in the Employment Details of your application and we’re ready to go.
How about repayment?
We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.
Interest fees & transparency
No Credit Check | High Approvals
Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.
We do things differently
My Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.
Maximum charges permitted in Alberta for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
My Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in British Columbia (Vancouver, Surrey
, Burnaby and others), in Alberta ( Calgary
, Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan
( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa
, Mississauga , Brampton
, Hamilton , Markham
, Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney
and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden
, Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash
Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.