Canada’s most accessible loans
We’ve all been there – bills are piling up, unexpected expenses pop up on Friday night, your paycheck is still days or even weeks away and you need same day payday loans to keep food on the table and keep the lights on.
When you get approved for a payday loan on the same day, you’ll be able to pay your bills, handle expenses, and keep your family fed and sheltered, by providing you a temporary cash infusion that you pay repay back.
These types of same day cash loans offer several benefits. For starters, the entire process is quick and easy. Your online loan application, approval and funding take place online, with no paperwork or office visits which makes it very convenient during the cold Canadian winters.
In fact, the entire process can be completed on the Pay Day website, or even on the go via your smartphone with the Pay Day online loan app, for iOS and Android devices, allowing for instant approval and fast release of funds.
What this all means is that you can have up to $1,500 in your bank account on the same day that you apply for your payday loan. Now that’s fast!
But how can you get same day payday advance loans at this speed? How can any company offer this kind of service? With an online process, and no physical branch offices, Pay Day is lending for the digital age. We use advanced software to automate the decision-making and you can digitally sign your loan agreement. As soon as you send back the signed agreement, we will send you the funds via e-transfer in 5 minutes.
Pay Day offers same day payday loans online 7 days a week (yes, we also provide weekend payday loans) which can really be a lifesaver for many people and make the difference between being late on your bills, foregoing food or utilities, skipping emergency dental work, leaving an appliance broken, the car unrepaired, or getting those things taken care of when you should.
In a crisis situation, same day payday loan with quick deposit can help improve your life and your financial situation.
We provide you with the flexibility to borrow the funds that you need and pay it back as one lump sum, or over 2 or 3 installments, depending on the options you choose.
This can really help make your financial life a bit easier, which is the main goal of our services. You are free to spend the funds as you see fit, from managing your finances to paying your bills as needed.
Anyone who meets the basic lending requirements and residents in one of the following provinces can apply for a same day payday loan:
New Brunswick, and
We don’t discriminate on any basis – our limited requirements for things like age and citizenship are purely legal requirements. Your ethnicity, religious affiliation, sexual orientation, political affiliation, age, housing situation, employer, job type, or any of the other myriad characteristics that make you uniquely you don’t come into play. Just the basic lending requirements are all that must be met, which can be found on our site in the Payday Loans Frequently Asked Questions page
CASH is a trusted, reliable, licensed Canadian lender that provides approval for same day payday loans even if you have bad credit.
You can feel safe and confident in your lending decision, knowing you’ve chosen a highly-respected, regulated, and trustworthy lender, with employees who live, work, and play in Canada just like you!
We understand that not all loans are not a one-size-fits-all solution. We offer flexibility – both in the amount of your unsecured loans ($100 to $1,500), as well as your loan repayment schedule (1, 2, or 3 installments).
We don’t charge you any additional fees or a higher interest rate if you choose to pay back your loan in multiple repayments. We provide these options to offer you the greatest financial flexibility to suit your life, income, and needs.
When we say same day payday loans approval, we mean instant. Most traditional payday lenders are based in brick-and-mortar locations you may have to go to a payday lending store go get forms and documents signed, notarized, and faxed, mailed, or delivered back to the lender.
This all takes time and isn’t necessary. With Pay Day, the entire loan application process to getting the funds you need can take as little as 15 – 20 minutes.
Do you have an unforeseen expense at the end of the week, and don't know where to turn for a loan? You can apply for a Weekend Payday Loan online.
Applying for a quick cash loan on the weekend is easy with Pay Day. Our website and loan approval process is available 24 hours a day, 7 days a week. You can complete the loan application from the comfort of your home, office or on the go with the Pay Day loan app.
Before you start your application, you'll need to ensure you have several some information handy, for example, your bank account information, social security number and employment information.
We hold ourselves to extremely high standards for ethical and responsible lending behavior. We believe in transparency, and clearly spell out our interest rates, fees, repayment schedule, and other details, in plain English, as part of the loan application process.
My Online Cash The hassle-free loan option.
Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.
Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.
Currently we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.
Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, ODSP benefits and pensions, among others. Include such income sources in the Employment Details of your application and we’re ready to go.
We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.
My Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.
Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.
Maximum charges permitted in Alberta for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%
My Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in British Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.