BEST PAYDAY LOANS NEAR ME

Canada’s most accessible loans

Payday Loans in Alberta
Payday Loans in Alberta
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Payday Loans in Alberta
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Payday Loans in Alberta
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Alberta

THE PAYDAY SOLUTION THAT WORKS


Get up to $1,500. Low Rates. 5 minutes e-transfer


Some people go searching for “payday loan near me.” Those days, thankfully, are finally over. No longer is anybody limited by their geographic location to the kind of borrowing option that are available to them. With our instant, online service, My Online Cash makes short term loans available to anyone, anywhere, any time of day. And you can do it all from the comfort and convenience of your office or sofa.

So, next time you start typing into that browser “payday loan near me,” remember, that’s the internet – it brings the world to your doorstep. Applying with us gives you access to a lending process that is lightning fast. You’ll have a range of loan amount options, repayment options and terms, which allow you to tailor your loan to your needs. Most of the time the whole thing is done in an hour. And after you’re approved, and sign your electronic contract, you’ll see those funds in your bank account, by e-transfer, in just 5 to 10 minutes.

And if that “payday loan near me” search was because you were looking for someone you could trust, don’t worry about that. We’re a fully licensed direct lender, in compliance with all federal and provincial government regulation. That means a borrowing experience for you that is safe, transparent, and easy.


Questions & Answers
Are there loan application requirements?

Our eligibly requirements are basic. All we ask is that you:

  • Are a Canadian citizen. Live in a province where we do business.Alberta, British Columbia, New Brunswick, and Ontario.
  • Are 19 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.
What if I have bad credit?
Where can I visit your office?
My province isn’t listed on your site?
How’s repayment handled?

Installment Plans with My Online Cash are your Best Loan Options


Flexible

That’s our touchstone. We know that everyone’s situation is different. Sometimes a little different; sometimes a lot. That’s why we offer a menu of options in loan amounts, loan durations and repayment plans. All to help tailor your loan to your specific needs.

Don’t Feel Defeated by a Credit Score

What we’re interested in is your ability to repay. Just because things went badly for you in the past doesn’t mean you’re not able to repay today. We use our advanced algorithm to take in the whole financial picture of your situation. But of course, we don’t want to contribute to making your situation worse, so our Code of Conduct directs us to never loan you any money we don’t think you’ll be able to repay.

My Online Cash is a Direct Lender

Only dealing with a direct lender provides you the optimum level of consumer protection. Unfortunately, a lot of those offering you short-term loans online are not direct lenders, so you have to be careful. With My Online Cash you can rest assured, we are licensed to operate under both federal and provincial government regulations ensuring your financial safety.

Money That’s Minutes Away

You will be amazed at how efficiently we have down the short-term loan process. In the great majority of cases, your loan will be available in just minutes. We have a leading-edge approvals system that you can use from the comfort of your armchair. Once approved, and after signing your electronic contract, you can have up to $1,500 by e-transfer in just 5 minutes.

Completely Transparent

Our Code of Conduct assures you’ll experience the most ethical, responsible and transparent loan experience possible. Everything is clearly explained, and your questions are answered when you ask them. Everything you need to pay is clearly explained up front. Our job is to make your life easier.

Payday Loans in Alberta

Our eligibly requirements are basic.

My Online Cash The hassle-free loan option.

Required

  • Are a Canadian citizen or Perminate Resident.
  • Live in a province where we do business.
  • Are 19 years of age or more.
  • Received the same income source for at least 3 months.
  • Have at least a monthly net income of $800.
  • Are in possession of a Canadian bank account for the last 3 months from which you can do online banking.
  • Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you’ve filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you’re approved and you sign your electronic agreement, our e-transfer system has the funds in your bank in 5 minutes.


Is there a borrowing limit?

Currently we offer loans between $100 and $1,500. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, ODSP benefits and pensions, among others. Include such income sources in the Employment Details of your application and we’re ready to go.

How about repayment?

We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there’s nothing for you to worry about.

No Credit Check | High Approvals

Get Up To $1,500 From a Safe Trusted Licensed Lender. Easy Application. Multiple repayments, FAST e-Transfer.

We do things differently

My Online Cash is a provider of short-term loans to help Canadians get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

Maximum charges permitted in Alberta for payday loan: 15% of the principal. We charge: 15% of the principal. For a $300 loan for 14 days: Total cost for borrowing = $45 Annual Percentage rate = 391.07%

My Online Cash, proudly canadian owned and operated, offers personalized payday loans and fast cash advances to thousands of Canadians in British Columbia (Vancouver, Surrey , Burnaby and others), in Alberta ( Calgary , Edmonton , Lethbridge , Red Deer , Wood Buffalo , Medicine Hat , Airdrie , and others), in Saskatchewan ( Saskatoon , Regina and others), in Ontario ( Payday Loans Toronto , Ottawa , Mississauga , Brampton , Hamilton , Markham , Niagara Falls and others), in Nova Scotia ( Halifax , Cape Breton , Dartmouth , Truro , Sydney and others) as well as in Manitoba ( Winnipeg , Dauphin , Morden , Portage La Prairie , Selkirk , The Pas , Winkler , Brandon , Steinbach , Thompson and others). Easy online payday loans in Canada, Same day fast cash Ontario, Online loans British Columbia, Get cash money in Alberta, Payday loan Saskatchewan.

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